Medicare Supplements do exactly what they say… they supplement your Medicare. Medicare Parts A and B can leave you with high out of pocket expenses including your Medicare Part A and B deductibles along with your Medicare Part B 20% coinsurance. A well-chosen Medicare Supplement can help to cover some of those expenses. Contact us today for a no-obligation price on a Medicare Supplement in your county.
Medicare Supplement Frequently Asked Questions?
Am I required to answer health questions to purchase a Medicare Supplement policy?
Sometimes the answer is no. Sometimes the answer is yes. If you are turning or recently turned 65, you are losing coverage through your job, you are recently eligible for Medicare Part B, or you are within the initial 12 month period of having a Medicare Part C Advantage Plan for the first time, you may be able to purchase a Medicare Supplement with no health questions with guaranteed acceptance. Outside of those special election periods, you may have to answer a few health questions to qualify for a plan. Even if you have to answer a few health questions, do not let that scare you off. Medicare Supplement companies understand that almost no one is in perfect health. Even if you have some health issues and take prescription drugs to manage them, you may qualify to move your Medicare Supplement plan to a company with a lower price for the same exact plan. Each insurance company has different health questions that a person must answer in order to qualify for coverage. One company may not accept diabetics, but another company may accept a diabetic who has their A1C under control. Even if you do not qualify for a guaranteed issue health plan, many times we can guide you to a company who will accept your application based on your individual health history.